Founders Bank & Trust
Business Checking

Business Checking

Regardless of the size or nature of your business, there is a Founders Bank & Trust business deposit account that will meet your needs. A Founders Bank & Trust officer will work with you to determine which accounts are best for you and your business. We will be happy to discuss with you the advantages offered by each of the following deposit accounts. For customized service, please contact one of our business banking specialists today.

All business checking customers can enjoy the speed and security of Founders Bank & Trust e-Statements.

  • Business Freedom Checking

    Business Freedom Checking

    • No Monthly Service Fee, no Minimum Balance
    • 300 free transactions* per statement period.
    • $100 opening balance required
  • Business Freedom Plus

    Business Freedom Plus

    • Combined checking and savings accounts
    • No Monthly Service Fee (when combined balance requirements are met)
    • 400 free transactions* per statement period
    • Business Freedom Plus Savings earns tiered rates of interest.
    • $20,000 combined balance requirement. Otherwise, $20.00 per statement period
  • Business Checking

    Business Checking

    • Monthly Maintenance Fee is $8.00 + $0.19 per debit + $0.12 per item deposited + $0.30 per deposit ticket; If minimum balance falls below $1500, monthly service fee is $10.00
    • Earnings Credit is used to offset fees based on the average monthly collected balance multiplied by a rate established by the bank.
  • Sweep Account

    Sweep Account

    • Eliminates the need to manually transfer funds between a checking and savings account
    • Maximizes the yield on every dollar invested until checks clear
    • Automatically sweeps balances from a business checking account into an overnight repurchase agreement
    • Provides unlimited check writing privileges
    • More!
  • Interest Bearing Checking

    Interest Bearing Checking

    • Available for sole proprietorships, non-profits and municipalities
    • $8.00 per month + $0.15 per debit + $0.12 per credit + $0.20 per deposit ticket
    • Interest Bearing
    • $1,500 minimum balance requirement
    • Monthly maintenance fee waived with minimum balance. Otherwise $10.00 per statement period

* There is a $0.50 charge per transaction for activity exceeding monthly allotment of free transactions.