Checking
We will be happy to discuss with you the advantages offered by each of the following deposit accounts. To open an account or if you have questions, contact a personal banker today.
To reorder your checks securely online, use our Personal Check Reorder System.
Founders Bank & Trust Checking Accounts
- Founders Freedom Checking
- Free checking the Founders Bank & Trust way.
Founders Bank & Trust Freedom Checking
We've taken Founders Bank & Trust's outstanding personal service and combined it with a checking account that has no minimum balance requirement and plenty of free services. This combination makes Founders Freedom Checking the best free* checking account in town!
- No minimum balance requirement
- Free Founders Bank & Trust Debit MasterCard
- Free Founders Online internet banking
- Free Founders Online Bill Pay
- ATM Fee Reimbursement—Founders Bank & Trust will automatically credit the surcharge other banks charge you to use their ATMs, up to 4 times each calendar month
- First 25 checks free
- Unlimited Check Writing
- Free check imaging – available via Founders Online
Account Details
- $50 minimum to open
- No monthly maintenance charge
- Check Safekeeping
- Founders Bank & Trust Preferred Checking
- Earn interest on your checking deposits.
Founders Bank & Trust Preferred Checking
Founders Bank & Trust Preferred lets you earn interest on your deposits while enjoying the safety and liquidity of a checking account.
- Tiered rates of interest
- Free Founders Bank & Trust Debit MasterCard
- Free Founders Online internet banking
- Free Founders Online Bill Pay
- ATM Fee Reimbursement—Founders Bank & Trust will automatically credit the surcharge other banks charge you to use their ATMs, up to 4 times each calendar month
- Commitment fee on new home equity loan or home equity line of credit waived**
- First 25 checks free
- Unlimited Check Writing
- Free traveler’s checks
- Free check imaging – available via Founders Online
Account Details
- $1,000 minimum to open
- $1,000 minimum balance requirement
- Account maintenance charges waived with minimum balance. Otherwise $20 per statement period
- Check Safekeeping
- Founders Bank & Trust Premier Plus Checking
- Tiered interest and more. Learn how "Plus" means extra benefits for you.
Founders Bank & Trust Premier Plus Checking
Founders Bank & Trust Premier Plus offers the flexibility of a checking account with a tiered interest rate structure that rewards higher balances with higher rates.
- Tiered rates of interest
- Free Founders Bank & Trust Debit MasterCard
- Free Founders Online internet banking
- Free Founders Online Bill Pay
- ATM Fee Reimbursement—Founders Bank & Trust will automatically credit the surcharge other banks charge you to use their ATMs, up to 4 times each calendar month
- .25 interest rate bonus on any consumer loan with auto-deduct, including Home Equity**
- Commitment fee on new home equity loan or home equity line of credit waived**
- Bonus .25 on any CD***
- First 25 checks free
- Unlimited Check Writing
- Free traveler’s checks
- Free check imaging – available via Founders Online
- Overdraft protection with no annual fee****
- Free estate planning consultation with trust and investment services
Account Details
- $5,000 minimum to open
- $5,000 minimum balance requirement
- Account maintenance charges waived with minimum balance. Otherwise $20 per statement period
- Check Safekeeping
Click Here to Apply for a Founders Bank & Trust Premier Plus Account!
Founders Bank & Trust personal account holders have several convenient ways to access their accounts:
- Experience exceptional personal service at our convenient Cascade Road, Monroe Avenue and Wilson Avenue locations
- All locations feature a convenient Founders Bank & Trust ATM
- Drive-thru banking, Night Drop and Drive-Up ATM options are available at both our Cascade Road and Wilson Avenue locations
- Your free Founders Bank & Trust Debit MasterCard is great for purchases and getting cash from almost any retailer—just ask for “cash back” when you check out
- With Founders Online you can access your Founders Bank & Trust accounts, view images of your cancelled checks and review your bank statements—Free!
- Use the internet to pay bills with Founders Online Bill Pay
- With e-Statements you can avoid the wait for your monthly statement
- Save time with Founders Bank & Trust’s postage paid Bank by Mail service
- Take advantage of our direct deposit and direct payment options
* Customer buys checks
** .25% rate reduction not applicable on a Home Equity Line, only fixed rate Home Equity and other fixed rate consumer loans. Not applicable in conjunction with any other offer. To receive bonus and fee waiver, account relationship must be indicated at time of loan application.
*** Rate bonuses not applicable to promotional CDs or in conjunction with any other offer. To receive bonus, account relationship must be indicated at opening.
**** Line of credit subject to Founders Bank & Trust's credit criteria. Overdraft Protection with no annual fee and no transaction fee. Interest charges may apply if overdraft protection is used.
