Founders Bank & Trust
Retirement Accounts

Retirement Accounts

Now is the time to save for a sound future. With FDIC insured deposits and a guaranteed rate of return on your CD investments, you can rest easier knowing your funds here will not fluctuate as various economic situations change. Isn't it about time you have some "safe money"? Accounts are free of service charges and maintenance fees. Penalties for withdrawal prior to maturity.

Individual Retirement Account (IRA)

Our Individual Retirement Accounts enable you to set aside money during working years for your future retirement. The contributions made to an IRA may be tax deductible. (Refer to current IRS regulations) Since the interest earned may not be reported as taxable income, these tax-deferred earnings will result in greater savings. An IRA also provides for portability of funds received from a Qualified Retirement Plan. Our IRA CD's are the perfect solution for those of you who want a safe, fixed rate investment.

We also offer a full array of non-insured mutual funds, stocks, and bonds for your IRA's in our Trust Department. Click here for more information.

Please refer to our Service Charge Disclosure for more details of all deposit products.